Privacy, Terms and Conditions

Object of the Privacy, Terms and General Conditions

General conditions and refunds

User’s obligation

Exclusion of guarantees and responsibility

Privacy Policy

Applicable law and jurisdiction

 

Object of the Privacy, Terms and General Conditions

The following Privacy, Terms and General Conditions establish the legal framework that regulates the use of the website 22financeforum.unizar.es, and the registration process for the XXII Finance Forum of which Artifex Consultores S.L. is responsible, as well as the information and services provided by Artifex through it.

Company information
Artifex Consultores S.L. (hereinafter referred to as Artifex) company domicile located at Av. Tenor Fleta 57, 2º 6ª 50.008 Zaragoza Spain, TIN number B-99332751, and registered in the Commercial Registry of Zaragoza (Pza. Mariano Arregui 8, 1º. 50005 Zaragoza), Volume 3882, Book 0, Page 85, Sheet Z-52599 is responsible of the website h22financeforum.unizar.es . You can contact us in the email 22financeforum@unizar.es. Object The main purpose of this website is to offer general information and the registration process about the upcoming XXII Finance Forum, in which Artifex has taken the role of “Organizer” in behalf of The Spanish Finance Association (AEFIN) in collaboration with the Department of Accounting and Finance of the University of Zaragoza. The Forum is the annual meeting of the Spanish Finance Association (AEFIN), publisher of the Spanish Review of Financial Economics.

General conditions and refunds

Methods of payment
We use the Sabadell online payment gateway which accepts the following types of cards: Visa, MasterCard, American Express and DinersClub. The online payment gateway system provided by Sabadell Bank uses a secure server and the latest technology in encryption. If your registration has been made correctly, you will receive a confirmation e-mail with detailed information of registration you have just made. This e-mail may not arrive in your “In tray” since some internet services detect it as SPAM. We recommend you always look in the “Unwanted mail” section.

Refunds
Refunds for previously registered admissions are only allowed before 15 October, and they will consist in the 50% of the registration fee submitted. After this period, no refund will be accepted. You should always check in the website 22financeforum.unizar.es/ that an event is going ahead at the scheduled date, time and venue and that you received the confirmation email of your registration. In the case of the total cancellation of the Forum the refund of the amount for the registration fee will be carried out automatically to the card with which the registered admission was made within a period of approximately 3 to 30 working days from the date of the public announcement of the cancellation of the show. If you have any suggestion, complaint or comment you can contact us in the email 22financeforum@unizar.es

User’s obligation

The User guarantees that all data provided at the time of registration are exact, real, true and integral. The use of the website attributes the condition of user and implies the acceptance of the provisions included in these Privacy, Terms and Conditions at the moment that the user accedes to the website. Artifex reserves the right to modify, at any time and without prior warning, these General Conditions of Use of the Website or any other general or specific conditions, regulations for use, instructions or warnings that appear in this application. Artifex also reserves the right to suspend, interrupt or cease operating the Website at any moment. The user states that they have the legal standing necessary to act and use the website in accordance with the conditions outlined below, which they state, understand and accept. Comply with all legislation in effect and respect all rights of third parties. The user:

  • Guarantees that he/she is of legal age at the time of registration.
  • Will not use any content which insults or defames,
  • Will not use, without the corresponding authorization, any content protected by law (brands, patents or any other property protected under the standards in effect related to industrial or intellectual property) nor any content which announces, promotes, offers or distributes any merchandise or service protected by law.
  • Agrees to not alter the Website Contents, neither to use, copy or distribute separately any chart, icon or image available on the Website
  • Recognizes and accepts that all industrial and intellectual property rights related to the Website, its source code, design, navigational layout, data bases and Contents and/or any other elements on the Website (brands, logos, commercial names, texts, images, graphics, designs, sounds, databases, software, flow charts, presentation, “look and feel”, audio and video) belong to Artifex and/or third parties.
  • The User recognises and accepts that Artifex will be able to use cookies when a User enters its Website. To know more about cookies, please read our Cookie Policy.

 

Exclusion of guarantees and responsibility

Artifex does not guarantee the availability or continuity of correct functioning of the Website or those other websites with which it has established a link, and in no case Artifex will be responsible for the Website Contents, or for its updatedness. Access to the Website and the use of the Contents is the exclusive responsibility of the User. Artifex shall not be responsible for any consequence, damage or injury that may result from access or use of the Contents. Artifex shall not be responsible for any possible security errors that may occur nor for any possible damage to the User’s computer. Furthermore Artifex assumes no responsibility in respect of connection to or the content of third party links contained on the Website, nor does it guarantee the absence of viruses or other elements in said links which may cause alterations to the User’s computer (hardware and software), files or documents, including responsibility for any damages of any kind caused to the User for this reason

Privacy Policy

Artifex in accordance with its privacy policy, promises, in the use of the data included in the file, to respect their confidentiality and use them in accordance with the purpose of the file, as well as to comply with its obligation to guard them and adapt all the measures to avoid the alteration, loss, treatment or unauthorized access in accordance with that established in the legislation in force regarding protection of data of a personal nature Your personal data will be entered into an automated file belonging to Artifex. for the purpose of processing your registration submission for the XXII Finance Forum. You consent that the information be sent to you via electronic media. You can exercise your right to access, rectify, cancel and oppose your personal data in accordance with current legislation (Data Protection Act 15/1999, December 13th) by requesting to do so, by e-mail to artifex@artifex.org.es

Applicable law and jurisdiction

The rendering of the Website service and the general conditions described herein are governed by Spanish law. In accordance with the law, the parties expressly renounce any other local or regional law that may correspond to them, agreeing to submit to the jurisdiction of the Courts and Tribunals of the city of Madrid, Spain.